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Insurance cover

When making a booking with Niza Cars, you automatically receive basic civil liability insurance coverage with a deductible excess in case you are involved in an accident or the vehicle is stolen, provided you did not act negligently. For the purpose of increased transparency and to ensure you have all the necessary information when making a decision, the various options available to you are explained below.

Niza Cars always recommends that you read the terms and conditions of rental carefully and opt for the Star Insurance to remove the need for deposits and enjoy your rental with greater peace of mind.

 

1. BASIC RENTAL INSURANCE

You automatically receive basic insurance coverage with a deductible excess and the following amounts when collecting your car:

Category or groups

Excess

B-C

€ 1,200

D-E-F1-F4-H-L1-L2-I2

€ 1,500

E1-E2-F3-G-H1-I-L3

€ 1,800

F2-F5-G3-K

€ 2,000

G2-G5-G6

€ 3,000

 

These amounts will be withheld on your credit card for rentals up to 7 days. A fee is charged for rentals of between 8 and 28 days. These amounts correspond to the maximum amount to be deducted in the event that you are involved in an accident or the vehicle is stolen, provided that you did not act negligently. You will be fully liable for any damage to wheels, windows and any other part of the vehicle not covered by any kind of insurance, such as the vehicle undercarriage or interiors.

Whenever an accident occurs or the vehicle is damaged, the customer must complete the amicable accident report (to be found in the vehicle glove box) with the details of the other party. This must be done within 48 hours of the accident, otherwise it will be considered as negligence and you will be liable for the total value of the damage.

2. STAR INSURANCE

Our Star Insurance is the best coverage you can get for your rental as it provides total peace of mind. You will have no liability for bodywork damage, theft or damage to wheels/windows.

Category

Amount per day

B – C – D – F1

€ 18

E – E1 – E2 – F4 – G – H – L1 – L2 – I2

€ 21

F2 – F3 – G3

€ 22

H1 – K – L3 – I – G2

€ 25

G5 – G6

€ 29

 

 

When contracting this insurance, the daily amount and security deposit (for fuel and keys) will be charged (maximum of € 300). By contracting this insurance, you will be covered for the following:

  1. Bodywork damage.
  2. Damage to the tyres, rims and hubcaps.
  3. Vehicle windows.
  4. Theft.
  5. Roadside assistance.
  6. Days out of service for breakdown.
  7. Fine management fee.
  8. Additional Driver included.

3. SUMMARY TABLE OF THE INSURANCE COVERAGE OPTIONS

 

BASIC INSURANCE

ZERO EXCESS INSURANCE

STAR INSURANCE

Bodywork damage liability

€ 1,200.00 –

€ 3,000.00

€ 0

€ 0

Wheels

NO

NO

YES

Windows

NO

NO

YES

Hubcaps/rims

NO

NO

YES

Front/rear lights

NO

NO

YES

Wing mirrors

NO

NO

YES

Rear view mirrors

NO

NO

NO

Bodywork

NO

YES

YES

Vehicle roof

NO

NO

NO

Vehicle undercarriage

NO

NO

NO

Locks

NO

NO

YES

Clutch damage

NO

NO

NO

Theft

NO

NO

YES

Incorrect refuelling

NO

NO

NO

Roadside Assistance

NO

NO

YES

Vehicle extras

NO

NO

NO

Fine management fee

€ 30.00

€ 30.00

€ 0.00

Out of service (minor*)

€ 60.00

€ 60.00

€ 0.00

Out of service (medium*)

€ 150.00

€ 150.00

€ 0.00

Out of service (major*)

€ 210.00

€ 210.00

€ 0.00

Grace period

1 hour

1 hour

2 hours

Additional Driver

NO

NO

YES

* Plus the value of the damage caused.

4. WHAT IS NOT COVERED BY ANY INSURANCE

  1. Damage caused through negligence.
  2. Loss of child car seats; triangles; hi-vis jackets; vehicle documentation; repair kit or any other tool or extra included with the vehicle.
  3. Traffic fines.
  4. Driving under the effects of alcohol or drugs.
  5. Transporting illegal substances.
  6. Transporting animals.
  7. Loss of vehicle keys.
  8. Damage or burns on the seats.
  9. Damage to the undercarriage.
  10. Damage to the clutch.
  11. Damage to the vehicle interiors.
  12. Damage to the vehicle roof.
  13. Damage caused by driving on unsuitable roads.
  14. Theft of the vehicle with the keys in the ignition.
  15. Personal belongings left inside the vehicle.

Services and extras

1. FULL-TO-FULL SERVICE

NIZA CARS will block, pre-authorise or charge an amount for fuel when delivering the vehicle. This amount will depend on the group or model of vehicle received, the market price for fuel and the type of fuel recommended by the manufacturer.

If the customer does not return the vehicle with the same fuel level as when it was received, the fuel charge will be applied plus an additional charge of 30 euros for the refuelling service.

 

2. OTHER AVAILABLE EXTRAS

Fee

Price per day

Minimum price per contract

Maximum price per contract

Young driver, under 25 years of age or holding a driver’s licence for less than 3 years

€ 7

€ 21

€ 91

Additional driver

€ 7

€ 21

€ 91

GPS

€ 6

€ 18

€ 90

Driving in Portugal

The customer must communicate this intention, otherwise it will be excluded from any insurance coverage.

€ 9

€ 27

€ 135

Driving in Andorra and France

The customer must communicate this intention, otherwise it will be excluded from any insurance coverage.

€ 15

€ 45

€ 225

Baby seat or group 0+ (0-13 kg)

€ 7

€ 21

€ 91

Child seat or group 0/1 (9-18 kg)

€ 7

€ 21

€ 91

Booster, lifter or group 2/3 (15-36 kg)

€ 7

€ 21

€ 91

Out of hours collection/return

(from 22:00 to 07:00)

€ 40

€ 40

€ 80

 

Fee

Maximum price per incident

Loss, breakage or delivery of keys elsewhere besides the agreed location

€ 220

Loss of documentation and traffic management

€ 30

Accident report management, provided the provisions of Clause 12 are not met

€ 30

Fine management

€ 40

Refuelling service fee

€ 30

Special cleaning

€ 120

Out of hours collection/return

€ 40

Fee for returning a vehicle to a different branch from where it was collected (available between Barcelona and/or Malaga)

€ 300

3. Restrictions

  1. Vehicles are not authorised to leave the national territory. When travelling to Portugal, Andorra or France, the customer must contract the Star Insurance and pay the additional price per day for “border crossing”.
  2. Fees will be charged in euros. Niza Cars accepts no liability for any possible commissions charged for transactions.
  3. Star Insurance must be contracted if the cardholder is not the same person as that making the booking.
  4. If the vehicle was used to transport animals, the Special Cleaning service fee will be charged.
  5. Smoking is not permitted inside the vehicle. A Special Cleaning fee of 90 euros will be charged if smoking occurs inside the vehicle.